JCH Business Loans is your reliable, trusted source for the working capital you need to sustain, grow, enrich and enhance your business.

We’re 100% focused on small business. We launched in 2019 to solve a major issue facing small businesses: financing.  Alternative financing is becoming the “go-to” source for small businesses.  Banks will and do deny more than 75% of small business loan applications that they receive.  That is an incredible statistic.  Alternative lending on the other hand,  Approve around 90% of small businesses that apply.  

Without Alternative business loans the small business owner would be “out of business”.  During this pandemic business loans are becoming essential to the survival of small business.

We have combined our passion for Main Street with cutting-edge technology to evaluate businesses based on their actual performance, not personal credit. You read that correctly. You can get approved based on your business credit file associated with your EIN (Employer Identification number) or monthly cash flow and not your Social Security Number.  

Again, we require NO Personal Guarantees. That enables us to say “yes” more often and faster than traditional lenders, which lets owners spend their time where it should be, on growing their business, not seeking financing.

We have helped thousands of business owners receive the financing they need to take their business to the next level.  Don’t worry if you have bad or no business credit because, we can help you build a positive credit file.  We work very hard to get you funded. 

Contact us today or apply for free by filling out the form.